Winnipeg homes for sale
  City / Township : Beds : Baths : Price : To
City / Township :
Bedrooms :
Bathrooms :
Price Low :
Price High :
Extras :
Pool :
Property View :





Understanding Your Credit in Winnipeg, MB


Winnipeg Homepage: Real Estate Homepage




If you have ever applied for a charge card, student loan, or other kinds of credit, you probably have a credit report (or credit profile). Credit reporting agencies collect and organize information about you and your repayment history, and make it available to those who are considering granting you credit. Landlords, employers, government licensing agencies, and insurance underwriters can also obtain your credit report. Lenders will look at things like: How promptly do you pay your bills? How many credit cards do you own? What is the total amount of credit extended? How much do you actually owe on all of your accounts? If they find a history of late payments, bankruptcies or other collection activities, too many accounts, too much indebtedness, maxed out lines of credit, or multiple inquiries in the past 12 months, this could negatively impact your ability to get credit. What is on your credit report? Personal identifying information - name, social security number, date of birth, current and previous address and employers Credit account information - date opened, credit limit or loan amount, balance, monthly payment, payment history Public record information - bankruptcy, tax and other liens, judgements, and (in some states) overdue child support Inquiries - names of companies that got your credit report Your credit report does not contain information on checking or savings accounts; medical history; race, gender, religion or national origin; credit scores; friends; political preferences; or criminal record. Negative information stays on your credit report for 7 years--10 in the case of some bankruptcies. Positive information stays on indefinitely. Inquiries stay on for 6 months to 2 years, depending on the type of inquiry.


[ ..More About Winnipeg Understanding Your Credit ]






Featured Communities

BRIDGEWATER FOREST
CHARLESWOOD
LINDEN WOODS
ROYALWOOD
SAGE CREEK
SILVER HEIGHTS
SOUTHDALE
SOUTH ST VITAL
ST JAMES
TUXEDO
WAVERLEY HEIGHTS
WESTWOOD
WOODHAVEN


Winnipeg Real Estate News

BROWSE ALL BLOG POSTS    




Winnipeg Communities

Algonquin Estates Algonquin Park
All Season Estates Amber Trails
Birds Hill Boundary Creek
Brights Oaks Brooklands
Bruce Park Canterbury Park
Central Charleswood
Crescentwood Crestview
Deer Lodge Downtown
East Fort Garry East Kildonan
East St Paul Elm Park
Elmwood Exchange
Fort Garry Fort Richmond
Fort Rouge Garden City
Garden Grove Glenelm
Glengarry Park Harbour View South
Heritage Park Hillside Beach
Inkster Gardens Island Lakes
Jameswood Kildonan Meadows
Lakeside Meadows Linden Ridge
Linden Woods Mandalay West
Maple Glen Maples
Margaret Park Meadowood
Misson Gardens Monterey Park
Niakwa Place Normand Park
North End North Kildonan
North Meadows Norwood
Norwood Flats Oakwood Estates
Osborne Village Parkway Village
Point Douglas Polo Park
Pritchard Farm Pulberry
Ramblewood Richmond Lakes
Richmond West River East
River Grove River Heights
River Heights North River Park South
River Pointe River West Park
Riverbend Riverdale
Riverview RM of Gimli
RM of Rosser Royalwood
Sage Creek Sargent Park
Shaughnessy Heights Silver Heights
South Charleswood South Glen
South St Clements South St Vital
South Transcona Southdale
Southland Park St Boniface
St James St Norbert
St Vital Sun Valley
The Oaks Transcona
Tuxedo Tyndall Park
University Heights Valhalla
Valley Gardens Van Hull Estates
Waterfront Waverley Heights
Waverley West West End
West Exchange West Fort Garry
West Kildonan West. St. Paul
Westdale Weston
Westwood Whyte Ridge
Wildwood Windsor Park
Winnipeg Wolseley
Woodhaven
BROWSE ALL AREA COMMUNITIES    



Quick Links

Advanced Search
Just Reduced
New Listings Communities
Home Buyers Home Sellers
Local Winnipeg School Info
Testimonials Home Evaluation
Relocation The Blog
About Me Contact Me
Local Links Local Info

VIEW ALL BUYING & SELLING REPORTS    

Featured Properties

VIEW ALL FEATURED LISTINGS    
CLICK PHOTO TO SEE DETAILS    

Featured Areas


BROWSE ALL AREA COMMUNITIES    


SIGN UP FOR THE NEWSLETTER    


FEATURED REAL ESTATE VIDEOS    

SEARCH  KNOWLEDGEBASE
MainCityName Real Estate - Homes for Sale - IDX/MLS Search

  • FINANCING
  • ABOUT US
  • LOCAL INFO
  • SEARCH
  • PARTNERS
  • LOGIN
  • CONTACT
  • TOOLS
  • LIST WITH ME
  • RELOCATION

  • Equal Housing Opportunity - Winnipeg Real Estate   ©2012 All Rights Reserved - Privacy Statement