Winnipeg homes for sale
  City / Township : Beds : Baths : Price : To
City / Township :
Bedrooms :
Bathrooms :
Price Low :
Price High :
Extras :
Pool :
Property View :





Your Loan in Winnipeg, MB


Winnipeg Homepage: Real Estate Homepage




There are several things you need to think about before you apply for your loan!

Example..How much money will I have to come up with to buy a home?
Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money - the deposit you make on the home when you submit your offer, to prove to the seller that you are serious about wanting to buy the house; the down payment, a percentage of the cost of the home that you must pay when you go to settlement; and closing costs, the costs associated with processing the paperwork to buy a house.

When you make an offer on a home, your real estate broker will put your earnest money into an escrow account. If the offer is accepted, your earnest money will be applied to the down payment or closing costs. If your offer is not accepted, your money will be returned to you. The amount of your earnest money varies. If you buy a HUD home, for example, your deposit generally will range from $500 - $2,000.

The more money you can put into your down payment, the lower your mortgage payments will be. Some types of loans require 10-20% of the purchase price. That's why many first-time homebuyers turn to HUD's FHA for help. FHA loans require only 3% down - and sometimes less.

Closing costs - which you will pay at settlement - average 3-4% of the price of your home. These costs cover various fees your lender charges and other processing expenses. When you apply for your loan, your lender will give you an estimate of the closing costs, so you won't be caught by surprise.



[ ..More About Winnipeg Your Loan ]






Featured Communities

BRIDGEWATER FOREST
CHARLESWOOD
LINDEN WOODS
ROYALWOOD
SAGE CREEK
SILVER HEIGHTS
SOUTHDALE
SOUTH ST VITAL
ST JAMES
TUXEDO
WAVERLEY HEIGHTS
WESTWOOD
WOODHAVEN


Winnipeg Real Estate News

BROWSE ALL BLOG POSTS    




Winnipeg Communities

Algonquin Estates Algonquin Park
All Season Estates Amber Trails
Birds Hill Boundary Creek
Brights Oaks Brooklands
Bruce Park Canterbury Park
Central Charleswood
Crescentwood Crestview
Deer Lodge Downtown
East Fort Garry East Kildonan
East St Paul Elm Park
Elmwood Exchange
Fort Garry Fort Richmond
Fort Rouge Garden City
Garden Grove Glenelm
Glengarry Park Harbour View South
Heritage Park Hillside Beach
Inkster Gardens Island Lakes
Jameswood Kildonan Meadows
Lakeside Meadows Linden Ridge
Linden Woods Mandalay West
Maple Glen Maples
Margaret Park Meadowood
Misson Gardens Monterey Park
Niakwa Place Normand Park
North End North Kildonan
North Meadows Norwood
Norwood Flats Oakwood Estates
Osborne Village Parkway Village
Point Douglas Polo Park
Pritchard Farm Pulberry
Ramblewood Richmond Lakes
Richmond West River East
River Grove River Heights
River Heights North River Park South
River Pointe River West Park
Riverbend Riverdale
Riverview RM of Gimli
RM of Rosser Royalwood
Sage Creek Sargent Park
Shaughnessy Heights Silver Heights
South Charleswood South Glen
South St Clements South St Vital
South Transcona Southdale
Southland Park St Boniface
St James St Norbert
St Vital Sun Valley
The Oaks Transcona
Tuxedo Tyndall Park
University Heights Valhalla
Valley Gardens Van Hull Estates
Waterfront Waverley Heights
Waverley West West End
West Exchange West Fort Garry
West Kildonan West. St. Paul
Westdale Weston
Westwood Whyte Ridge
Wildwood Windsor Park
Winnipeg Wolseley
Woodhaven
BROWSE ALL AREA COMMUNITIES    



Quick Links

Advanced Search
Just Reduced
New Listings Communities
Home Buyers Home Sellers
Local Winnipeg School Info
Testimonials Home Evaluation
Relocation The Blog
About Me Contact Me
Local Links Local Info

VIEW ALL BUYING & SELLING REPORTS    

Featured Properties

VIEW ALL FEATURED LISTINGS    
CLICK PHOTO TO SEE DETAILS    

Featured Areas


BROWSE ALL AREA COMMUNITIES    


SIGN UP FOR THE NEWSLETTER    


FEATURED REAL ESTATE VIDEOS    

SEARCH  KNOWLEDGEBASE
MainCityName Real Estate - Homes for Sale - IDX/MLS Search

  • FINANCING
  • ABOUT US
  • LOCAL INFO
  • SEARCH
  • PARTNERS
  • LOGIN
  • CONTACT
  • TOOLS
  • LIST WITH ME
  • RELOCATION

  • Equal Housing Opportunity - Winnipeg Real Estate   ©2012 All Rights Reserved - Privacy Statement