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jack plane
A woodworker's tool designed for shaving off small amounts of wood. The workhorse of the plane family, a jack plane is a good length for truing up boards, fitting doors, and similar tasks.
jalousie window
A window that consists of vertical rows of horizontal glass slats that operate together by a crank mechanism that connects all the slats.
jamb
A surface that lines an opening for a door.
joint liability
The responsibility of two or more people to fulfill the terms of a home loan or debt.
joint tenancy
Ownership by two or more people that gives equal shares of a piece of property. Rights pass to the surviving owner or owners.
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joist
Part of the framing that provides the structure for a floor. In most homes, floor joists are made of 2-by-8s or larger lumber set on edge and spaced 16 inches apart, from center to center.
judgment
The decision of a court or law. If a court decides that a person must repay a debt, a lien may be placed against that person's property.
judicial foreclosure
A procedure to handle foreclosure proceedings as civil matters.
jumbo loan
Loans that exceed the conforming limits for mortgage loans. In 2003 the conforming limit was set at $322,700 for first-time mortgages on single-family homes in the continental United States, and at $484,050 for those loans in Alaska and Hawaii. Fannie Mae and Freddie Mac update the conforming limits on an annual basis.
junior mortgage
A loan that is subordinate to the primary loan.




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